Category Archives: Personal Finances
Bargain Blessings for Coupon Shoppers
Learn to use coupons at the grocery store and elsewhere to save money and maybe do some good while you’re at it! Continue reading
Posted in afca Member Savings, Consumer Credit Blog, Saving and Investing
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You Could Buy a Really Big Turkey with an Extra $10,000
Brett Arends of the Wall Street Journal showed us how we could celebrate next Turkey Day in high style with an extra $10K in our pockets. Now that’s what I call delicious stuffing! Mr. Arends polled family, friends, financial advisors … Continue reading
Posted in Consumer Credit Blog, Saving and Investing
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Own Your Home Outright? Not Always the Best Option
Should you pay off or pay down your home mortgage. The answer? It depends… Continue reading
Posted in Consumer Credit Blog, Saving and Investing, Your Home
Tagged certified financial planner, cfp, financial planning, home mortgage
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Unemployment Benefits
If you’ve been laid off from your job you may be entitled to collect unemployment benefits while looking for a new job opportunity. Unemployment compensation is paid by the State and Federal Government to workers who’ve become unemployed through no … Continue reading
Posted in Employment, US Government Resources
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Employment – Resources to Get You Hired
Obtaining and maintaining good credit and keeping your financial picture healthy are most often dependent on the health of your employment situation. If you’re unemployed or underemployed it will eventually impact your credit and finances, more often sooner rather than … Continue reading
Posted in Employment, Personal Finances, Your Credit
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Retirement Planning
Most Americans hope to cap a life of working hard with a secure retirement that allows them to enjoy the benefits of that hard work. It only makes sense that the earlier you begin to plan and prepare for retirement, … Continue reading
Posted in Personal Finances, Retirment Planning, Saving and Investing
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Using Credit Wisely
Most of us are familiar with credit. We have credit cards, a car payment or a home loan. We might have financed our education with student loans. The problem is that, for many of us, we never learned to use … Continue reading
Posted in Consumer Credit Blog, Consumer Education Resources, Personal Finances, Your Credit
Tagged Consumer Education, Credit, Credit Cards, Loans
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Know the Score – Your Credit Score, That Is
What is a credit score? A credit score is a mathematical model that evaluates the information in your credit file to come up with a score. A lender will use your credit score to determine whether you qualify for a … Continue reading
Posted in Consumer Credit Blog, Consumer Education Resources, Personal Finances, Your Credit
Tagged Credit Score, FICO
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Save on Your Prescription Medications – a Consumer Education Tip
We all need prescription medications from time to time. What we don’t need are the high prices that brand name medications carry. If you want to save money on your next visit to the pharmacy then check out “Save on Your Prescription Medications – a Consumer Education Tip.” Continue reading