Category Archives: Your Credit
You Can Take Control of Your Finances; Part 1
Many of us are still slogging through the aftermath of the worst recession this country has endured since the Great Depression of the 1930s. While the economy has recovered in several areas large numbers of Americans are still reeling. We … Continue reading
Posted in Consumer Credit Blog, Personal Finances, Your Credit
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Consumer Financial Stress Reaches New Level in 2017: Best Tips on Beating the Debt Blues
According to the Consumer Reports Index that measures the personal financial health of the American economy, Americans have reported noticeably lower stress levels with regard to their finances. The trouble tracker measure of the Index fell staggeringly to 33.0 from … Continue reading
Posted in Consumer Credit Blog, Your Credit
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10 Ways to Avoid (More) Debt in 2017
Steve Bucci of BankRate.com offers 10 great tips that will help you avoid getting deeper in debt in 2014 (or 2015, 16, etc..). Ignore these at your peril (and your Credit Scores!). I’ve offered my own take on his tips so be … Continue reading
Posted in Consumer Credit Blog, Personal Finances, Saving Money, Your Credit
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Request Your Free Credit Report
It’s a good idea to check your credit report annually for free and a better idea to avoid the sales pitches. Continue reading
Posted in Consumer Credit Blog, Consumer Education Resources, Personal Finances, Your Credit
Tagged credit report
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Would You Like to Make an Extra $1000? Audit Your Insurance
Would you like an extra $700-$1000 a year? Yeah, that’s what I thought. An extra thousand bucks might be a vacation, that new HDTV or computer or a nice addition to your savings account. How do you claim your $1000? … Continue reading
Posted in Consumer Credit Blog, Saving and Investing, Your Credit
Tagged insurance, personal financial audit, refinance, savings
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Employment – Resources to Get You Hired
Obtaining and maintaining good credit and keeping your financial picture healthy are most often dependent on the health of your employment situation. If you’re unemployed or underemployed it will eventually impact your credit and finances, more often sooner rather than … Continue reading
Posted in Employment, Personal Finances, Your Credit
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Protecting Your Identity and Your Credit
Millions of Americans fall victim to Identity theft each year. Use these resources to inform and protect yourself and your loved ones against identity theft. Continue reading
Posted in Consumer Education Resources, Scams, US Government Resources, Your Credit
Tagged Identity Theft
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Using Credit Wisely
Most of us are familiar with credit. We have credit cards, a car payment or a home loan. We might have financed our education with student loans. The problem is that, for many of us, we never learned to use … Continue reading
Posted in Consumer Credit Blog, Consumer Education Resources, Personal Finances, Your Credit
Tagged Consumer Education, Credit, Credit Cards, Loans
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Bankruptcy – The Final Option or a New Beginning?
Personal or business bankruptcy can be a bitter pill to swallow. Bankruptcy can be the best solution when the amount we owe our creditors exceeds our ability to repay our financial obligations by too great an amount. Bankruptcies have soared … Continue reading
Posted in Bankruptcy, Consumer Credit Blog, Consumer Education Resources, Your Credit
Tagged Bankruptcy
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Know the Score – Your Credit Score, That Is
What is a credit score? A credit score is a mathematical model that evaluates the information in your credit file to come up with a score. A lender will use your credit score to determine whether you qualify for a … Continue reading
Posted in Consumer Credit Blog, Consumer Education Resources, Personal Finances, Your Credit
Tagged Credit Score, FICO
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