Save small to Save BIG
It’s amazing how the small expenditures we make every day add up to big expenses when calculated on an annual basis.
Here’s 3 easy ways to saving more now by exercising small acts of frugality on a daily basis:
- Do you have a coffee table worth of unread magazines? Cancel them. Instead invest $0 in the Pulse application for your smart phone or tablet and get all the news you need delivered free to your favorite portable device.
- A $4 latte every day translates to $1,000 annual caffeine investment. Invest in good coffee at home or even pick up a personal latte maker to enjoy ‘grande’ savings. Oh, and while you’re at it, pack your lunch. The $8 you save from not eating at Subway every day adds up to a cool $2K in your lunch pail at the end of the year.
- Score big with points. Don’t carry expensive credit card debt but do carry the rewards cards that best fit your lifestyle. Pay off your balance every month and save big on the free travel and other lifestyle rewards that come with these cards.
The key to saving is awareness. Track your expenses and question a.) their necessity and b.) any better alternatives. You, and your bank account, will be glad you did.
